“Retirement is like an iceberg, where 90% of what’s really taking place lies below the surface, absent from traditional financial plans and conversations”
Thoughts about retirement are no doubt fairy tale thoughts for some of us. Afternoon nap, morning tea with newspaper in hand- no doubt sounds dreamlike for most of us who spend most of our years in earning and struggling to financially provide to our spouses, kids and our aging parents.
Retirement is entirely different phase for us – both mentally and financially
For most of the part of our life’s journey we are either dependent on our parents for financial needs and for most of the other part we are earning ourselves.
However, after retirement there are no earnings.