Financial Planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a house, saving for your child's higher education, Marriage or planning for retirement. The Certified Financial PlannerCM will take a 'big picture' view of your financial situation and make Financial Planning recommendations that are suitable for you. The Planner will look at all your needs including budgeting and saving, taxes, investments, insurance and retirement planning. Or, the Planner may work with you on a single financial issue but within the context of your overall situation. This big picture approach to your financial goals sets the Certified Financial PlannerCM apart from other Financial Advisors, who may have been trained to focus on a particular area of your financial life.