Why should you go for Certified Financial Planner?


Certified Financial Planner is a financial professional who qualifies the all the requirements of Certified Financial Planner Board of Standards. A Certified Financial Planner is an investment expert who helps individuals to achieve their long-term financial goals by analyzing the client’s status and making an effective financial plan to help the client meet those goals. In another word, a financial planner is an expert who helps individuals or firm to set and achieve their long-term financial goals, through investments, tax planning, asset allocation, risk management, retirement planning, and estate planning. Wealthcare India provides best Financial Planning Services in India you can take any Suggestion Regarding Financial planning.

What Financial Planner does?

A financial planner makes a brief financial plan for his client. He has expertise in analyzing your current financial status & find out the potential problem that may occur in near future & make a remedy for that as well.

A CFP can help you to build up the following plans:

  1. Long-term Investment Plan
  2. Retirement Plan
  3. Child Education Plan
  4. Wealth Creation Plan
  5. Tax Planning
  6. Managing your Portfolio

 Specifically, a CFP can help you in:

  1. Establishing financial goals & make a blueprint to achieve them.
  2. Evaluate your financials with the thorough analysis of your assets, liabilities, income tax & investments.
  3. Suggest the model portfolio considering risk appetite, tax suitability and execute the plan.
  4. Review your plan performance regularly & modify accordingly.


Importance of Certified Financial Planner

Selecting a CFP is just like choosing a doctor for your financial health. You share personal information with him so you must select a Certified Financial planner with caution with whom you feel comfortable. You need to check out his long experience along with knowledge. Taking a few references and discussing with them can be a good idea. You may also check the online reviews on the social media

For more details & watch the video, click on the following link:-


Wealthcareindia – India's Finest Online-Offline Advisory Team

Just as you wouldn't take a long road trip without a map, you should not go about your financial future without a financial plan. We think, wrongly, that financial planning is only for people who have lots of money to put away. The truth is everyone needs financial planning.For More Info :- http://www.wealthcareindia.com/

Wealthcare Securities Pvt. Ltd. यांनी वर पोस्ट केले मंगळवार, ८ ऑगस्ट, २०१७


Why do we need CFP:-

The current financial world has become a very complex place. There is the number of schemes in Mutual Fund. Selecting some of them for your goal is difficult task & selecting one of rest is the crucial decision. A wrong investment decision can ruin your entire portfolio. So let the expert do his work for you.

Myths regarding Financial Planning

Financial Planning is done only by rich

 This is the most popular myth and people will give you a thousand reasons in support of it. In fact, they might quote enough examples to make you believe so.

However, this is far from the truth.

Financial planning is all about managing your money the right way so that you can achieve your long and short term goals. It doesn’t matter how much you earn or how big or small your goals are.

Financial Planning?? Nah! I am too old/ too young for that!

Most of us don’t financially plan our future because we are too young or too old for it (in respect with their goals).

So if you are in your early 20’s, you won’t plan for your retirement, no matter how cheap it may be at this time, when compared to when you start planning in your 30’s.

Consider this:

Current Age 25 35 45
Retirement Age 60 60 60
Monthly Expenses 30,000 30,000 30,000
Expected Inflation 7 % 7% 7
Expected Pre Retirement Return (%) 12 12 12
Expected Post Retirement (%) 7 7 7
Life Expectancy 85 85 85
Corpus to be achieved at the time of retirement 8,61,33,416 4,37,85,861 2,22,58,512
SIP per month required 13,395 23,305 44,554

(Source: https://www.wealthcareindia.com/retirementCalculator.php)

Hence sooner you plan for your future, the better it is. Not only it is pocket friendly, but also it helps you to plan for all your goals comprehensively.

Financial Planning is a one-time activity

Financial planning is a continuous process, and not a one-time activity. The entire plan is reviewed and has to be modified with time.

For example if you are 10 years away from your goal, you might allocate your money into high risk – return products. As you move closer to your goal, it is necessary that you switch your investments into liquid funds at least two years prior to the d day.

Financial Planning is costly

Financial Planners charge a flat fee, hourly rate or a percentage of your assets that they manage.

If you don’t want a human advisor, there is an option of robo advisors as well. They provide advice through softwares and hence the resources are allocated as per your goals. They charge lower than human financial advisors.

You can also get your financial plan made online for free. They are many websites that provide such services.

Why Wealthcare?

Wealthcare is a private wealth management firm. There is a team of experts working under the flagship of Wealthcare for providing the best financial services. Client satisfaction is our essence. We’re in this field for a long time we assume we can only get success if our client’s goal achieved as planned.

At Wealthcare, we play the role of “Financial Advisors” for our clients whereby we advise clients on their entire financial goals. Our financial advice is based on our understanding of your present and future cash flows, financial objectives, the present distribution of your wealth and your financial risk acceptance level. We are a one-stop shop for all your financial service needs. Our Goal is to put the focus on you by maximizing your after-tax investment return while developing investment Solutions appropriate to your risk tolerance, rendering personalized services and adding value to your all investments.

Wealthcare has a unique Client-Centric Service Model that helps our clients to select the number of services required by them.At Wealthcare, we analyze our success by the asset appreciation of our clients. We always maintain an arm’s length relationship with all our product partners – the client’s needs dictate the exact product.  As our tagline says “Relationship Beyond Investment” our 1st importance is client satisfaction.

In Wealthcare, we try our best to have the most diverse set of choices for clients while investments. Because each person has different needs and each optimal asset allocation mix will be unique. So we are very sensitive in selecting the diversification for our clients.

Leave a Reply

Your email address will not be published. Required fields are marked *

Schedule a Meeting